| Insurance Type |
Money Back Plan |
| Min/Max age at entry |
18/50 years |
| Policy term |
15 & 20 years |
| Maximum maturity age |
70 years |
| Min / Max Sum Assured |
Rs 50,000 / Rs.25,00,000 |
| Large Sum Assured Rebate |
Rs.1 Lac and above but less than Rs. 2 Lac Re.1/-
; Rs.2 Lac and above Rs.2/- on tabular premium per thousand
Sum Assured. |
| Payment mode |
Yearly |
| Death Benefit |
Full Sum Assured irrespective of all earlier survival
benefits paid plus Guaranteed Additions plus bonus , if
any) |
| Guaranteed additions & bonus |
50/- thousand Sum Assured for first five years and
reversionary bonus thereafter. |
| Survival Benefits |
- 20 % of the Sum Assured at the end of 5/10 years
for 15 year term (balance payable on maturity plus
Guaranteed Additions plus bonus , if any)
- 20 % of the Sum Assured at the end of 5/10 /15
years for 20 year term (balance payable on maturity
plus Guaranteed Additions plus bonus , if any)
|
| Special Benefits |
Female Critical Illness cover * and Congenital disability
benefit for new born babies of policy holder** |
| Double Accident Benefit |
Yes |
| Policy loan |
No |
| Surrender Value |
Policy acquires a paid up value after at least three
years premium has been paid and it can be surrendered
for cash. |
| Housing loan |
Yes |
| Tax Benefits |
Under Section 88 and Sec 10 (10D). |
Special Features
:
- Exclusive money back plan for women.
- Free insurance cover for three years if first
two years premium has been paid
- Option to en cash the Survival Benefits as and
when needed
- Flexibility to pay premium in advance and avail
premium rebate of 4 % per annum.
Option to receive maturity proceeds in the form of
an annuity |
| For More details, Please
Click
Here |
